BLOG: Schon zu den guten alten GIGA Zeiten sind einige lustige Outtakes entstanden, aber auch bei meine aktuellen Arbeitgeber gab es lustige Situationen. Leider war nicht immer eine Kamera dabei. Nur auf der Games Convention letzten Jahres lief zufälligerweise eine Kamera mit ... weiterlesen

April 13, 2007

Pause auf Shuechen.de

So nachdem ständig Mails und Fragen kommen wieso, warum ich mich auf MEINER Seite nicht mehr melde, hier ein kurzes Statement: Momentan ist es mir zeitlich und auch aus anderen privaten Gründen nicht möglich viel auf meiner Webseite zu machen. Darum auch von mir mal eine Bitte an Euch da draußen, die sich hier wundern warum nix geschieht, meine Privatsphäre zu akzeptieren und respektieren. [mehr]

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Your parents can add you to their policy and show you as the full time driver for this car. Insurance is required for any vehicle being driven on the public roadways. You do not want to be driving a car without insurance should you be involved in an accident. The fines alone would be a killer.If you intend to take the car to college and it is on your parents policy you should inform your insurance carrier. The fact is that if the college is in a better rated area than where you live you could actually save money on your insurance. If you have a loan on the car the bank will usually require that you carry physical damage coverage ( collision and comprehensive ) to protect their interests while they are a lien holder on the vehicle.The best advice any one can give you is to speak to your insurance agent or your insurance carrier. That is what you are paying them for.
Your parents can add you to their policy and show you as the full time driver for this car. Insurance is required for any vehicle being driven on the public roadways. You do not want to be driving a car without insurance should you be involved in an accident. The fines alone would be a killer.If you intend to take the car to college and it is on your parents policy you should inform your insurance carrier. The fact is that if the college is in a better rated area than where you live you could actually save money on your insurance. If you have a loan on the car the bank will usually require that you carry physical damage coverage ( collision and comprehensive ) to protect their interests while they are a lien holder on the vehicle.The best advice any one can give you is to speak to your insurance agent or your insurance carrier. That is what you are paying them for.
Your parents can add you to their policy and show you as the full time driver for this car. Insurance is required for any vehicle being driven on the public roadways. You do not want to be driving a car without insurance should you be involved in an accident. The fines alone would be a killer.If you intend to take the car to college and it is on your parents policy you should inform your insurance carrier. The fact is that if the college is in a better rated area than where you live you could actually save money on your insurance. If you have a loan on the car the bank will usually require that you carry physical damage coverage ( collision and comprehensive ) to protect their interests while they are a lien holder on the vehicle.The best advice any one can give you is to speak to your insurance agent or your insurance carrier. That is what you are paying them for.
Your parents can add you to their policy and show you as the full time driver for this car. Insurance is required for any vehicle being driven on the public roadways. You do not want to be driving a car without insurance should you be involved in an accident. The fines alone would be a killer.If you intend to take the car to college and it is on your parents policy you should inform your insurance carrier. The fact is that if the college is in a better rated area than where you live you could actually save money on your insurance. If you have a loan on the car the bank will usually require that you carry physical damage coverage ( collision and comprehensive ) to protect their interests while they are a lien holder on the vehicle.The best advice any one can give you is to speak to your insurance agent or your insurance carrier. That is what you are paying them for.
1.Young man, if you are unmarried, no dependent you DON&#39;T NEED a life that covers death.If you are married with 2 kids and wife ,a full time housewife. Rule of thumb you need $800K for dependent income replacement, children education and wife&#39;s retirement. (mortgage, personal liabilities not included). Pare down the coverage and review after your children have become financially independent.2.you need H&amp;S medical, maybe a A plan. Pay with your CPF medisave3.You need a critical illness plan taht covers for treatment cost and income replacement for 5 years.4. An income disability plan that covers at least 70% of your income until 65.Do you need to cover these risks IMMEDIATELY? Yes!!! because you are carrying these risks and you need to cover them COMPLETELY AND FULLY if not you are carrying a time bomb.Can you afford to address these risks all at the same time?Yes , you can....use term insurance and it won&#39;t cost you more than $150 a month if your adviser (not salesman) is honest and competent.What is the benefit? YOU HAVE COMPLETE PEACE OF MIND.After this, you can focus on growing your wealth, your retirement and your children&#39; U education knowing that you can afford to drop dead any time.This is insurance planning and the products are plain vanilla productsat the lowest cost and NOT the rip off products that benefit the agents and his company.
I agree with Mr. Tan that consumers should use low cost and not fall prey to predatory insurance agents who only want to sell WL or limited WL. In order to have enough WL insurance fails to meet the needs at a low cost. The child with critical illness is a very rare case and consumer should not spent so much just because insurance agents use scare tactic to frighten you into buying.H&amp;S is cheap and it takes care of much of the treatment cost. There is no income replacement for a child.Do not use the so called &#39;unigue circumstances&#39; or &#39;everybody has their own needs&#39; to support the argument. While it is true that everybody has different needs. The question is do insurance agents meet these unigue needs with WL? WL can&#39;t because it is beyond many man in the street.Only the rich can have FULL coverage but they are not dumb too. They buy term , cheap and good and can address the needs fully. Even actuaries will say consumers are dumb to use WL to address personal risks. Insurance is about protection and one must have FULL coverage and not partial WL.This is what insurance agents want to see so that they can have more business to do.I find them disgusting..They have no moral and conscience. They are selfish and only see commission but not the consumers&#39; interest and needs. Please read Christopher Tan&#39;s article in the Sunday Times about terms. He uses term to help his clients to manage risk and not dump WL on them.Why Singaporeans are under insured is because insurance agents only go for commissions and they talk so much about WL. What if high commission is shifted to term products, i wonder what will be their argument?
I agree with Mr. Tan that consumers should use low cost and not fall prey to predatory insurance agents who only want to sell WL or limited WL. In order to have enough WL insurance fails to meet the needs at a low cost. The child with critical illness is a very rare case and consumer should not spent so much just because insurance agents use scare tactic to frighten you into buying.H&amp;S is cheap and it takes care of much of the treatment cost. There is no income replacement for a child.Do not use the so called &#39;unigue circumstances&#39; or &#39;everybody has their own needs&#39; to support the argument. While it is true that everybody has different needs. The question is do insurance agents meet these unigue needs with WL? WL can&#39;t because it is beyond many man in the street.Only the rich can have FULL coverage but they are not dumb too. They buy term , cheap and good and can address the needs fully. Even actuaries will say consumers are dumb to use WL to address personal risks. Insurance is about protection and one must have FULL coverage and not partial WL.This is what insurance agents want to see so that they can have more business to do.I find them disgusting..They have no moral and conscience. They are selfish and only see commission but not the consumers&#39; interest and needs. Please read Christopher Tan&#39;s article in the Sunday Times about terms. He uses term to help his clients to manage risk and not dump WL on them.Why Singaporeans are under insured is because insurance agents only go for commissions and they talk so much about WL. What if high commission is shifted to term products, i wonder what will be their argument?
I agree with Mr. Tan that consumers should use low cost and not fall prey to predatory insurance agents who only want to sell WL or limited WL. In order to have enough WL insurance fails to meet the needs at a low cost. The child with critical illness is a very rare case and consumer should not spent so much just because insurance agents use scare tactic to frighten you into buying.H&amp;S is cheap and it takes care of much of the treatment cost. There is no income replacement for a child.Do not use the so called &#39;unigue circumstances&#39; or &#39;everybody has their own needs&#39; to support the argument. While it is true that everybody has different needs. The question is do insurance agents meet these unigue needs with WL? WL can&#39;t because it is beyond many man in the street.Only the rich can have FULL coverage but they are not dumb too. They buy term , cheap and good and can address the needs fully. Even actuaries will say consumers are dumb to use WL to address personal risks. Insurance is about protection and one must have FULL coverage and not partial WL.This is what insurance agents want to see so that they can have more business to do.I find them disgusting..They have no moral and conscience. They are selfish and only see commission but not the consumers&#39; interest and needs. Please read Christopher Tan&#39;s article in the Sunday Times about terms. He uses term to help his clients to manage risk and not dump WL on them.Why Singaporeans are under insured is because insurance agents only go for commissions and they talk so much about WL. What if high commission is shifted to term products, i wonder what will be their argument?
I agree with Mr. Tan that consumers should use low cost and not fall prey to predatory insurance agents who only want to sell WL or limited WL. In order to have enough WL insurance fails to meet the needs at a low cost. The child with critical illness is a very rare case and consumer should not spent so much just because insurance agents use scare tactic to frighten you into buying.H&amp;S is cheap and it takes care of much of the treatment cost. There is no income replacement for a child.Do not use the so called &#39;unigue circumstances&#39; or &#39;everybody has their own needs&#39; to support the argument. While it is true that everybody has different needs. The question is do insurance agents meet these unigue needs with WL? WL can&#39;t because it is beyond many man in the street.Only the rich can have FULL coverage but they are not dumb too. They buy term , cheap and good and can address the needs fully. Even actuaries will say consumers are dumb to use WL to address personal risks. Insurance is about protection and one must have FULL coverage and not partial WL.This is what insurance agents want to see so that they can have more business to do.I find them disgusting..They have no moral and conscience. They are selfish and only see commission but not the consumers&#39; interest and needs. Please read Christopher Tan&#39;s article in the Sunday Times about terms. He uses term to help his clients to manage risk and not dump WL on them.Why Singaporeans are under insured is because insurance agents only go for commissions and they talk so much about WL. What if high commission is shifted to term products, i wonder what will be their argument?
Please dont give up now. Maybe your body want some break. Just get back on track little by little.
Hi Kapil Ji, Whatever quotes i have i post it on AKC itself, please see the "Hindi Quotes" page for the collection of inspirational quotes.Thanks
It's hard to seek out knowledgeable individuals on this subject, however you sound like you recognize what you're speaking about! Thanks
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Hey, sbtule must be your middle name. Great post!
Wenigstens ein Lebenszeichen gibt es. DDDa brauchen wir uns ja mal keine Sorgen zu machen.
Hannes
O.K Akzeptiert. Vielleicht bis irgendwann mal wieder
Michi
Ähhh, also war doch klar, dass Shu noch lebt und derzeit lediglich anderes zu tun hat. Sonst gäbs ja auch mehr Einträge - ist doch logisch...
Wirklich schön wieder was von dir zu hören! :-)
Ich wünsche dir noch viel Erfolg und Glück und eine schöne Zeit bei dem was du zurzeit machst. Was auch immer das ist. :-)

Viel Spaß!
Nicolaj
Wir sind hald besorgt, wenn's nix zu lesen gibt :)
Danke für das Statement, es ist klar, dass du deinen Freiraum brauchst und der Blog macht ja auch nur dann Sinn, wenn du aus eigenem Antrieb postest.

Lieben Gruß,
RFZ
Dann hast du bestimmt meine Mail eben bekommen... ;)
Danke für die Antwort, und jetzt sollten wir auch mal Pause von Shu nehmen.

LG
Shuechen-User
@Shu!

Hi Shu!
Ich freue mich ganz persönlich, wieder einmal von Dir zu hören. *Natürlich* respektiere und akzeptiere ich Deine Privatsphäre, das ist doch selbstverständlich!!! Darauf hast Du ganz genauso einen Anspruch, wie jeder andere Mensch auch! Jetzt aber wissen wir, das Du noch lebst und das Du, wenn Du wieder einmal mehr Zeit haben solltest, Dich auch wieder um Deine Seite kümmern wirst. Es ist schön zu erfahren, das es Dir gut geht und wir uns keine Sorgen um Dich machen müssen;). Wir waren nur besorgt, weil Du Dich so lange nicht gemeldet hattest.

Lieben Gruß aus Duisburg!
DWGSF

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